Lower Insurance Premiums with Fleet Safety

Video evidence and AI safety technology help you qualify for discounts and protect rates
  • Qualify for insurance discounts immediately
  • Video evidence protects against false claims
  • AI safety alerts reduce accidents by up to 20%
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Proven Results Across Industries
See how companies like yours are cutting insurance costs and improving operations
25%
Gas bill savings

“We saved at least 20 to 25 % on our gas bill which is huge”

Daniel Dejanovic
Topper Linen Supply Limited
3.5%
Operational expense reduction
“In the past, we had to phone the driver and ask him where he was. Now we’re able to get a tremendous solution – over 3.5% on our operational expenses, fuel savings, payroll savings, and management savings with our staff and customers.”
Lorne MacInnes
Ferguson Moving and Storage
100%
Route ownership
“The biggest benefit PosiTrace has offered – the migration of operations and controlled routes to the driver’s schedule. We have become 100% owners of our routes.”
Charras
Powerful Features That Drive Results
Technology that reduces insurance costs and protects your business
HD Dual-Camera Dashcams
Road-facing and driver-facing cameras provide complete evidence for insurance claims, exonerating innocent drivers and protecting rates.
  • Road view proves what other vehicles did in accidents
  • Driver view shows your driver acted appropriately and safely
  • HD video accepted by all major insurers as valid evidence
AI Safety Alerts
Real-time warnings prevent accidents before they happen, reducing claims and helping you qualify for lower insurance premiums.
  • Forward collision warnings prevent costly rear-end accidents
  • Distraction alerts keep drivers focused and reduce incident risk
  • Lane departure warnings reduce sideswipe and drift incidents
Safety Performance Reports
Drivers report vehicle issues from smartphones the moment they’re discovered, preventing roadside breakdowns.
  • Driver scorecards show behavior improvement trends over time
  • Accident reduction metrics demonstrate measurable safety ROI
  • Compliance reports prove regulatory adherence and due diligence
How it works?

Get your fleet protected and optimized in three simple steps with our proven
GPS tracking solution.

01
Attach GPS trackers or dash cameras to your asset in minutes.
02
Monitor your entire fleet in real-time with instant alerts for speeding, idling and driver behaviour.
03
Take action on insights to reduce costs, improve safety, and optimize operations across your fleet.
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Frequently Asked Questions
Get answers to common questions about insurance cost reduction with AI Dashcams
How much can I actually save on insurance with fleet tracking?

Most commercial insurers offer discounts ranging from 10-30% for fleets using dashcams and GPS tracking. Your actual savings depend on your insurer, coverage type, fleet size, and claims history. Many insurers offer discounts immediately upon installation because these technologies reduce their risk. Even without upfront discounts, video evidence prevents false claim payouts and protects your rates from increases.

Do insurance companies really offer discounts for dashcams and GPS tracking?
Yes. Many commercial insurance providers offer discounts for fleets that use dashcams and GPS tracking because these technologies help reduce risk and lower claims costs. Video evidence speeds up claim resolution, reduces fraudulent claims, and encourages safer driving behavior. To find out what discount you qualify for, contact your insurance broker or carrier and ask about their telematics or fleet safety discounts. Be prepared to provide proof of installation and sample safety reports to help you negotiate the best possible rate
How do I prove to my insurer that we have these safety systems installed?

Provide your insurer with a certificate of installation or system documentation showing GPS tracking and dashcam installation dates. Share sample safety reports demonstrating active usage: driver scorecards, safety event summaries, or vehicle tracking reports. Many insurers request this documentation when adjusting your premium to verify the technology is operational.

What happens if one of my drivers is in an accident? How does video help?

When an accident occurs, review the dashcam footage immediately. If video shows the other party was at fault, share it with your insurance company right away. The video evidence can exonerate your driver, get the claim denied, and protect your premium from increasing. Road-facing cameras show what other vehicles did. Driver-facing cameras prove your driver was paying attention and acting appropriately. This dual evidence is powerful.

How quickly can I see insurance savings after installing PosiTrace?

Many insurers offer discounts immediately upon proof of installation. However, most fleet insurance policies renew annually, so you’ll typically see premium reductions at your next renewal. Contact your broker 30-60 days before renewal to request a quote adjustment. In the meantime, video evidence protects you from false claims that could increase your rates before renewal.

What if my drivers don't like being recorded on camera?

Explain that cameras protect them from false accusations. When another driver claims your driver caused an accident, video evidence proves what actually happened. Many drivers appreciate this protection once they understand the benefit. You can also choose road-facing cameras only for privacy-sensitive drivers, though dual cameras provide maximum insurance benefit and driver protection.

Can I get insurance discounts with just GPS tracking, or do I need dashcams too?

GPS tracking alone may qualify for some insurance discounts, as it demonstrates fleet management and accountability. However, dashcams provide maximum insurance benefit because video evidence is the strongest proof in accident disputes. The combination of GPS tracking, driver behavior scoring, and video evidence gives you the best chance for significant premium reductions.

What insurance companies offer fleet telematics discounts?

Many major commercial auto insurers offer telematics and dashcam discounts, but programs and discount amounts vary by carrier. Rather than listing specific insurers (as programs change), contact your insurance broker and ask specifically about fleet safety technology discounts. Your broker can compare multiple carriers to find the best rate with your new safety systems.

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